Interest Rate of All Loan w.e.f. 03/05/2024

Housing Loan

Credit Score ROI(% in p.a.)
Up to Rs.35.00 Lakhs Above Rs.35.00 Lakhs
Above 725 8.50% 8.75%
8.75% 9.25%
701 to 725 8.75% 9.25%
9.00% 9.50%
676 to 700 9.00% 9.50%
9.25% 9.75%
650 to 675 9.25% 9.75%
9.50% 10.00%

*Interest rates are subject to change.
*Terms & Condition apply

Re-construction of house(MHADA Property)

Credit Score ROI(% in p.a.)
Up to Rs.35.00 Lakhs Above Rs.35.00 Lakhs
Priority Sector Non-Priority Sector
Above 725 8.75% 9.75%
9.00% 10.00%
675 to 724 9.00% 10.00%
9.25% 10.25%
650 to 675 9.25% 10.50%
9.50% 10.75%

*Interest rates are subject to change.
*Terms & Condition apply

Mortagage Loan

Credit Vision Score ROI(% in p.a.)
Above 725 10.50%
10.75%
701 to 725 11.00%
11.25%
676 to 700 11.50%
11.75%
650 to 675 12.00%
12.25%

*Interest rates are subject to change.
*Terms & Condition apply

Gold Term Loan

Particulers ROI(% in p.a.)
Term Loan - Up to 2.00 Lakhs 8.50%
Term Loan Above - 2.00 Lakhs 8.75%
Gold Overdraft Up to Rs.5.00 Lakhs 9.25%

*Interest rates are subject to change.
*Terms & Condition apply

Personal Loan

Particulers ROI(% in p.a.)
Priority - Without Deviation 13.50%
Priority - with Deviation 14.00%
Non - Priority - Without Deviation 14.50%
Non - Priority - With Deviation 15.00%

*Interest rates are subject to change.
*Terms & Condition apply

Education Loan

(In India & Abroad) ROI(% in p.a.)
Credit Vision Score
Above 725 9.00%
9.25%
701 To 725 9.25%
9.50%
676 To 700 9.50%
9.75%
650 To 675 9.75%
10.00%

*Interest rates are subject to change.
*Terms & Condition apply

Buisness Loan

Particular
ROI(% in p.a.)
Up to 25.00 Lakhs 9.50%
Loan Above Rs.25.00 Lakhs(ROI Linked to rating exercise,as under)
Particular
ROI(% in p.a.)
Above 90 10.50%
Above 85 to 90 10.75
Above 80 to 85 11.00
Above 75 to 80 10.25%
Above 70 to 75 11.50%
Above 65 to 70 11.75%
Above 60 to 65 12.00%
Above 50 to 60 12.25%
Below 50 13.50%

*Interest rates are subject to change.
*Terms & Condition apply

MSME Booster (Machinery Purchase)

(MSME Booster (Machinery Purchase) ROI(% in p.a.)
Up to 10.00 Lakhs - Collateral Security Free 11.50%
Up to 50.00 Lakhs - 70% Collateral Security 10.50%

*Interest rates are subject to change.
*Terms & Condition apply

Vehicle Loan

Four Wheeler (Personal Use)
Particular ROI(% in p.a.)
Repayment Up to 3 years 9.50%
Repayment Up to 5 Years 9.60%
Repayment Up to 7 Years 10.00%
Two Wheeler Loan
Particular ROI(% in p.a.)
Commercial Vehicle 12.00%
1) Up to Rs.10.00 Lakh No Collateral Security
2) Above Rs.10.00 Lakhs 80% Collateral(Immovable)Security

*Interest rates are subject to change.
*Terms & Condition apply

Aatamanirbhar

Particular ROI(% in p.a.)
Existing Buisness Enterprenuer Start-up Buisness Enterprenuer
Without Deviation With Deviation Without Deviation With Deviation
Priority Sector 10.50% 11.00% 11.00% 11.50%
Non Priority Sector 11.50% 12.00% 12.00% 12.50%

*Interest rates are subject to change.
*Terms & Condition apply

Jan Udyog

ROI(% in p.a.) Collateral Security Loan Tenure Charges
Revised
10.00% Equal AND/OR more than 200% Overdraft Facility
Renewable every year and Interestto be served monthly		 Share Money Applicable
2.50%of the limit/loan Sactioned
10.50% Equal Or more than 150% AND/OR Lower than 200% Term Loan
Maximum 5 year subject to rules and regulation and bank policy		 Processing fees Applicable
0.50%(+ GST) For new account 0.25%(+ GST) For Renewal OD limit

*Interest rates are subject to change.
*Terms & Condition apply