Our Financial Status

No. & Date of Registration BOM/BNK/R/411 Dt.11.01.82
No. & Date of RBI Licence ACD/MH-293/P Dt.23.03.82
Jurisdiction Maharashtra State
DICGC Registration No. MH393/43601
DICGC Premium Paid Upto September, 2018.

Main Financial Parameters : As on 31.03.2018

Sr. No. Particulars Mandatory Norms by RBI Maintained by our Bank
1 CRAR 9% 13.05%
2 Net NPA Less than 3% 8.88%
3 Profit Minimum 2 years out of last Three Years Continuous Profit From last 36 Years
4 Maintenance of CRR & SLR Not a single Default Not a single Default
5 Penalty impossed by RBI, if any. NIL NIL

Financial Position of our Bank

    Audited Audited Audited Audited Audited Audited
Sr. No. Particulars 2013 2014 2015 2016 2017 2018
1 No. of Branches 11 11 12 13 13 13
2 No. of Members 16922 16862 16893 16946 16890 16801
3 Nominal Members 4041 4260 4504 5063 5439 7040
4 Share Capital 1180.23 1271.56 1335.05 1462.06 1466.61 1453.95
5 Reserve Funds & Other Reserves 4170.46 5365.78 5123.38 5284.11 5543.28 5174.52
6 Gross Owned Funds 5350.69 6637.34 6458.43 6746.17 7009.89 6628.47
7 Deposits 51385.07 56798.35 60876.34 60858.72 68254.08 63062.02
8 Loans & Advances 30635.62 31994.49 32671.10 34721.24 34013.92 32178.03
9 Investments 23044.01 26569.66 29394.83 27790.41 34770.13 32758.13
10 Working Capital 57527.03 63515.39 67397.91 67612.18 75216.78 70284.79
11 Net Profit 401.23 225.14 282.32 151.50 182.97 164.80
12 Audit Classification A A A A B A
13 Loans to Directors & their Relatives * 12.56 * 11.50 * 10.34 * 12.58 * 8.29 * 6.79
14 CRAR % 13.11 12.99 13.13 13.05 13.71 13.54
15 Gross NPA % 4.61 7.95 6.98 8.08 16.90 13.61
16 Net NPA % (-)0.28 3.41 2.40 3.77 12.77 8.88
17 Dividend Declaired 15.00% 12.00% 10.00% 5.00% - ** 6%
18 CD Ratio % 59.62% 56.33% 53.67% 57.05% 49.83% 51.03%

* This outstanding advances includes loans given to Staff Representatives & Loans given against Deposits.
** Subject to RBI Approval.